Jacksonville Insurance Agency for Contractors, Businesses, and Families

Local Help for a Fast-growing City

Insurance built around Jacksonville life and work

Jacksonville keeps expanding, from new neighborhoods in St. Johns and Nocatee to steady redevelopment in Riverside, San Marco, and the Downtown core. With growth comes risk, whether you are running a construction crew, managing a small business, or protecting your home near the river or the beaches. GM Insurance Underwriters is based here, and we help Jacksonville clients line up coverage that matches local conditions and real contracts.


As an independent agency, we compare multiple carriers so you get options that fit your budget and the way you operate. If you want a nearby team that understands Duval, St. Johns, and Clay County exposures, you are in the right place.

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Construction Insurance for the First Coast

Focused Support for Jacksonville Contractors

Construction is a major part of the Jacksonville economy, and it is also the core focus at GM Insurance Underwriters. We help general contractors and trades across the First Coast with the policies job owners expect, including general liability, workers’ comp, builder’s risk, commercial auto, contractor’s equipment, surety bonds, and umbrella limits.


Whether you are bidding a project near the stadium district, working in the Town Center corridor, or running jobsites along the I-295 beltway, we make sure your coverage aligns with your scope and your paperwork is right the first time.

Explore Construction Coverage

Business Insurance for Jacksonville Companies

Coverage for Operations in Every Neighborhood

Jacksonville businesses range from professional offices in Southpoint to retail shops in Avondale and service companies working across the Northside. We help local owners build smart commercial programs that cover liability, property, vehicles, employees, and cyber risk.



If your business is growing, adding vehicles, or signing larger client contracts, we will review your exposures and recommend coverage that stays practical and affordable.

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Personal Insurance for Jacksonville Residents

Home, auto, flood, and added liability

Jacksonville families deal with a mix of coastal weather patterns, St. Johns River flooding concerns, and heavy commuting routes like I-95, Butler Boulevard, and Beach Boulevard. We help with homeowners, auto, condo, flood, and personal umbrella coverage so your plan fits where you live and how you drive.


If you own a home in Mandarin, a condo at Jacksonville Beach, or a property closer to the river basin, we can help you make sense of wind deductibles, flood options, and bundling opportunities.

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Questions Jacksonville Clients Ask First

  • Do you serve all of Jacksonville and nearby areas?

    Yes. We work with clients across Duval County, St. Johns County, Clay County, and the broader First Coast.

  • Can you handle both construction and personal insurance?

    Yes. Many of our contractor clients keep their business policies and personal coverage with one agency for consistency.

  • How do I get a quote in Jacksonville?

    Call, send a message through the contact form, or book an appointment with an agent.

Schedule a Meeting
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